Diversification heatmap
See where your money clusters by sector, geography, currency, and asset type. One glance can expose a portfolio that owns ten funds with the same underlying names.
insights Investment analysis Singapore
What's your portfolio really worth?
Your holdings can look diversified while quietly leaning on the same sector, country, or interest-rate bet. Gan Finance AI scans your stock portfolio, REITs, ETFs, unit trusts, overseas assets, and CPFIS holdings to show the risk in plain English.
A second opinion for your long-term money.
Analyse My Portfolio
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Portfolio diagnostic
Bring your holdings
Sample report preview
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62Risk score
18Holdings
4Flags
Your data stays yours. Analysis comes before any conversation.
The report in four views
What our AI will show you
You get decisions you can inspect, with the numbers beside them. No Wall Street jargon.
Risk score and volatility
Factor exposures, drawdown history, and correlation patterns turn portfolio risk into a clear score. You see what could move together when markets get rough.
REIT yield health
For S-REITs, the review checks gearing, DPU growth, occupancy signals, and interest-rate sensitivity. A high yield deserves a closer look.
4.8%illustrative yield
health marker
health marker
Return drag from costs
Expense ratios, trading charges, platform fees, and currency conversion costs are placed beside projected returns. Small leaks get a proper number.
Annual fee drag0.42%
The Singapore detail
REITs and ETFs under the microscope
Local holdings have local quirks. Gan Finance AI reads the details that broad portfolio apps often flatten.
Income needs context.
We check gearing ratio, distribution per unit growth, property exposure, and sensitivity to rates. The report separates a durable payout from one that needs watching.
Rate sensitivityModerate
Illustrative report marker
Spot duplicate exposure.
The overlap analyser compares the underlying companies in your ETFs. It flags when a global fund and a technology fund are quietly placing the same names at the top of your risk list.
40%
illustrative overlap alert
Give CPFIS a fair comparison.
Your CPF Investment Scheme picks are reviewed against fees, risk, benchmark performance, and your time horizon. You decide what happens next.
Benchmark gapReview
Illustrative report marker
Goal alignment checker
Is your portfolio heading where you want to go?
A portfolio can perform well and still miss the date that matters. Set a target, then see how your current allocation behaves against it.
The gap becomes visible.
Illustrative projection
Retirement target
Today
20 years
$800k target
Current path$742k
Suggested shift+0.6%
The real report models your holdings, contributions, goal date, and a range of market outcomes. This example is for layout only.
Investor voices
Investors who took control
Clearer information changes the next decision.
"The overlap report showed that four ETFs were leaning on the same US technology names. I changed my allocation with a much calmer head."
Declan B.
DIY investor
Geokbeng Paulyn reviewed her REIT holdings after the report separated headline yield from interest-rate exposure. She added a steadier defensive allocation and now checks the portfolio against her property timeline each quarter.
Geokbeng Paulyn
Property planner, Singapore
Why did we choose Gan Finance AI?
Because the review showed our CPFIS fund costs beside its benchmark, then explained the difference without pushing a product. We could make the call ourselves.
Yk Yaaziz
CPFIS investor
Report decoder
Don't know what "Sharpe ratio" means? Good. We'll explain it in plain English.
The report gives you the term, the number, and the practical meaning. Tap a card when you want the longer version.
Sharpe ratio add
Think of it as return per unit of wobble. A higher number means your portfolio has historically paid you more for the risk it took.
Correlation add
Correlation asks whether two holdings tend to move together. Owning different tickers does not always create real diversification.
Concentration risk add
This is the danger of one company, sector, country, or asset type carrying too much of your result. The report shows the percentage clearly.
lightbulb
Satay stick or whole platter? Diversification is easier when you can see the portions.
Ready for a portfolio that actually makes sense?
Upload your holdings and schedule a 30-minute review when the report is ready. No obligations, no upsells. Just a clear view of your stock portfolio and the choices in front of you.
Gan Finance AI gives you analysis. You remain in charge of every investment decision.